a) Protection of Confidential Information:
We will safeguard, according to prudent security standards, the
confidentiality of all nonpublic personal information you provide
for us.
b) Collection, Use and Retention
of Confidential Information:
Hometown Autos Inc. limits the collection, use and retention of confidential
information to what we believe is necessary to administer our
business, to provide you with exceptional quality service, to
comply with regulatory retention of information, and to make available
to you other promotions, services, and opportunities that may
be of benefit or interest to you. For example, your information
may be used to evaluate your eligibility for a loan or other services.
c) Information Collection:
We may collect:
Information we receive from you on applications and forms, or
other information that you provide for us – for example: your
income or where you work;
Information you voluntarily submit – for example, your fax number,
your e-mail address;
Information about your transactions with our affiliates, others
or us.
Information we receive from a consumer-reporting agency, such
as your creditworthiness, your employment verification, etc.
d) Security Procedures to Protect
Confidential Information:
A fundamental element of safeguarding your confidential information
is to provide protection against unauthorized access or use of
this information. We restrict access to nonpublic information
about you to those employees who need to know that information
to provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal
regulations to guard your non-public information.
e) Sharing Information with Third
Parties Outside of Hometown Autos Inc.:
We may be required to or may share some or all of the information
that we collect about you, as permitted by law, for the following
purposes-
to third parties to process or service a financial transaction
that you requested or authorized
to insurance companies who underwrite your vehicle
to state registration agencies, our regulators and auditors
to consumer reporting agencies
to vehicle manufacturer
to third parties that assist us in marketing our accounts and
service
to third parties that provide support for services for our products,
such as companies that service our mailings.
to respond to a subpoena, court order or judicial process.
Whenever other companies
or third parties provide support services on our behalf, we require
them to conform to our confidentiality and information security
standards. They are allowed to use confidential information only
to provide the service or product on Hometown Autos Inc. behalf.
Before we can accept your application, you must read and agree
to the following:
I certify that the information provided by me is correct. I also
understand that you will be checking with credit reporting agencies.
I authorize an investigation of my credit and employment history,
receipt of a GLB privacy act notice by mail, and the release of
information about my credit experience to a third party lending
institution.
